Key takeaways: Down payment grants cover up to 3.5% of your home purchase. Special tax credits allow you to save every year. Federal programs give you access to flexible credit score requirements and, in some cases, 100% financing. If you’re a first-time homebuyer, the state of Indiana has special programs to help you purchase your […]
Key Takeaways: First-time home buyers in Minnesota can a get fixed, low interest rate mortgage with as little as 3% down payment. Help is available to cover down payments and closing costs, in the form of a low interest rate loan which may not require monthly payments. Dakota County also offers a special first-time buyer […]
Key Takeaways: Before you make cosmetic changes to the design of your mobile home, you should start by checking for signs of water damage and insulation issues. Older model mobile homes have windows and roofs that may need replacing, but these improvements can be made more easily and for less money than in traditional homes. […]
Key Takeaways: First-time home buyers in New Hampshire can get free cash assistance to cover closing costs and down payment – up to 3% of their home loan cost. Other programs like the Homebuyer Preferred Mortgage offer 97% financing (only 3% down payment) with additional cash assistance. Up to $2,000 in tax credits are available […]
Key takeaways: On average, sellers make two home improvements prior to selling their homes. Research shows that even a small kitchen remodel can provide you with an 80% return on investment. Refinishing a basement provides a high ROI, especially in Pacific regions. A National Association of Home Builders survey found that energy-efficient windows are ranked […]
Key takeaways: The best first step in buying your home is to understand how much you can afford. A bank will use a debt-to-income ratio to determine your mortgage amount. Consider paying down current debt to improve your ratio. First-time homebuyer programs could give you access to lower interest rates and down payment assistance. You’ve […]
Key Takeaways: First-time Nebraska home buyers can get competitive, fixed-rate mortgages via the Homebuyer Assistance Program (HBA) and other special programs. Assistance with down payments is also available to qualified first-time home buyers in Nebraska, and can provide as much as $10,000 towards the cost of a home. Low-income buyers can apply through grant programs […]
Key Takeaways: The state of Nevada helps low-income buyers purchase their first home via special programs like the ‘Home is Possible’ grant. Home buyers in rural areas can get financial assistance through the Rural Nevada Development Corporation Down Payment Assistance (RNDCDPA). The Home at Last Down Payment Assistance Grant gives Nevada first-time homebuyers a low […]
Key takeaways: Staging your house is the process of cleaning and decorating your house for public consumption and helps influence buyers’ first impressions of your home. Staging a home can save you time and money in the long run when done correctly. You can be strategic and tasteful about how you stage. For example, while […]
Key takeaways: To expedite the home-selling process, have all your legal and financial documents in order before listing your home. Be upfront about costs and the budgets of your potential homebuyers. Doing so will ensure the buyer has adequate funds. Complete a home inspection prior to listing your home. This way, you won’t be surprised […]
