Key takeaways The My First Texas Home program offers closing cost and down payment assistance to first-time home buyers. A tax credit is available to first-time home buyers through the Texas Mortgage Credit Certificate program. Home buyers can secure low down payments and interest rates through first time home buyer grants and national programs. Purchasing […]
Key takeaways: If you’re a first-time homebuyer in New York state, you can access special mortgage programs with lower interest rates and down payment assistance. The down payment assistance program helps offset upfront costs, and the loan may be fully forgiven after 10 years. Qualifying military personnel and veterans have access to reduced mortgage rates […]
Key takeaways: First-time home buyers in Maryland can get fixed low-interest mortgages, down payment assistance, and closing cost assistance through special loans & grants. If you owe at least $25,000 in student debt, Maryland’s You’ve Earned It program offers $10,000 in down payment assistance. You can talk to a Maryland Mortgage Program approved lender to […]
Key takeaways Programs that allow a down payment as low as 3% are available to first-time home buyers. Specialized programs offer down payment assistance to reduce upfront costs for first-time home buyers. Many first-time home buyer loans have lenient credit score requirements. Qualified borrowers who are required to pay private mortgage insurance (PMI) may request […]
Key takeaways: An affordable resale program allows you to get into a home at a below market purchase price. Down payment assistance helps to lower upfront costs, including the down payment and closing costs. Federal programs offer additional options for Hawaii first-time home buyers. Buying your first home in Hawaii can feel like an overwhelming […]
Key takeaways: The Connecticut Housing Finance Authority offers low-interest mortgage programs to first-time home buyers. Down payment assistance of at least $3,000 is available to qualifying Connecticut first time home buyers. Eligibility requirements apply to borrowers and the property that they purchase. Buying your first home can feel daunting with a down payment to save, […]
Key Takeaways: The Colorado Housing and Financing Agency offers specialized programs to first-time home buyers. Specialized grants are available that allow first-time home buyers to get into their home without saving up a large down payment. Federal programs can provide a viable option for borrowers with credit challenges or who qualify for special benefits. Purchasing […]
Mild winters, beautiful scenery, and a reasonable cost of living are just a few reasons many people call Arizona home. The number of homes purchased in the state has steadily risen, and the area has become one of the fastest-growing states in the country. But if you’re a first-time home buyer in Arizona, you might […]
Key takeaways: The Delaware State Housing Authority offers low-interest mortgages to first-time home buyers. Down payment assistance is available to help offset the upfront cost of home ownership. Federal programs offer flexible credit score requirements and low down payment requirements. Delaware is an attractive place to purchase a new home. Living in the state has […]
Key Takeaways: The MRB7 Loan is a bond-driven program that offers first-time borrowers access to lower-than-market interest rates and optional down payment assistance. Down payment assistance is available as a 0% interest second mortgage that is forgivable after 10 years. You don’t have to pay it back if you stay in the house for a […]
