Key takeaways The My First Texas Home program offers closing cost and down payment assistance to first-time home buyers. A tax credit is available to first-time home buyers through the Texas Mortgage Credit Certificate program. Home buyers can secure low down payments and interest rates through first time home buyer grants and national programs. Purchasing […]
Key takeaways: If you’re a first-time homebuyer in New York state, you can access special mortgage programs with lower interest rates and down payment assistance. The down payment assistance program helps offset upfront costs, and the loan may be fully forgiven after 10 years. Qualifying military personnel and veterans have access to reduced mortgage rates […]
Key takeaways: First-time home buyers in Maryland can get fixed low-interest mortgages, down payment assistance, and closing cost assistance through special loans & grants. If you owe at least $25,000 in student debt, Maryland’s You’ve Earned It program offers $10,000 in down payment assistance. You can talk to a Maryland Mortgage Program approved lender to […]
Key takeaways Programs that allow a down payment as low as 3% are available to first-time home buyers. Specialized programs offer down payment assistance to reduce upfront costs for first-time home buyers. Many first time home buyer loans have lenient credit score requirements. Qualified borrowers who are required to pay private mortgage insurance (PMI) may […]
