Being a first-time home buyer is exciting – but it can also be extremely overwhelming! There are so many steps, tasks, and requirements you need to consider to ensure you don’t make any expensive mistakes. Even though home buying can come with trials and tribulations, the majority of homeowners say owning a home is well […]
Key Takeaways: The Colorado Housing and Financing Agency offers specialized programs to first-time home buyers. Specialized grants are available that allow first-time home buyers to get into their home without saving up a large down payment. Federal programs can provide a viable option for borrowers with credit challenges or who qualify for special benefits. Purchasing […]
Key takeaways The My First Texas Home program offers closing cost and down payment assistance to first-time home buyers. A tax credit is available to first-time home buyers through the Texas Mortgage Credit Certificate program. Home buyers can secure low down payments and interest rates through first time home buyer grants and national programs. Purchasing […]
Key takeaways: If you’re a first-time homebuyer in New York state, you can access special mortgage programs with lower interest rates and down payment assistance. The down payment assistance program helps offset upfront costs, and the loan may be fully forgiven after 10 years. Qualifying military personnel and veterans have access to reduced mortgage rates […]
Key takeaways: Oregon Housing and Community Services (OHCS) can provide below-market 30-year fixed interest rates for first-time home buyers. The Oregon Bond Residential Loan program offers first-time home buyers either the lowest interest rate around or 3% cash assistance towards closing costs. Homebuyers who successfully complete Homebuyer Education and mentorship from a participating organization may […]
Key Takeaways: The most important time period in the home-selling process is actually before you put your house on the market, when you should make necessary preparations. Staging your house can be one of the most lucrative projects you undertake, saving you both time and money, without requiring a huge effort. Professional listing photos and […]
Key takeaways: The Oklahoma Housing Finance Agency offers competitive interest rates as low as 2.25% on 30-year fixed-rate mortgages as well as 3.5% down payment assistance. First responders, teachers, and Oklahoma state employees may be eligible for an additional 0.25% discount on their mortgage rate. The REI Gift100 Program helps Oklahomans with gift assistance of […]
Key Takeaways: Mid-level remodeling can increase your home value and have a better return on investment than upscale renovations. Adding square footage isn’t the only way to make your home feel bigger; creative solutions can open up space in your home without physically expanding. Energy efficiency is quickly becoming one of the most important factors […]
Key Takeaways: Researching similar homes recently sold in your area is one way professionals estimate your home’s value; you can do this on your own with online resources. Key factors inside your home such as the number of rooms, square footage, amenities, and structural integrity are crucial for determining your home’s estimated value. Your home’s […]
Key takeaways: First time home buyer PA grants and loans can help you find a mortgage with a down payment as low as 3% of your home’s total purchase price You may also qualify for programs that can provide between $500 and $10,000 towards your down payment and closing costs The interest you pay on […]
