Key takeaways: Oregon Housing and Community Services (OHCS) can provide below-market 30-year fixed interest rates for first-time home buyers. The Oregon Bond Residential Loan program offers first-time home buyers either the lowest interest rate around or 3% cash assistance towards closing costs. Homebuyers who successfully complete Homebuyer Education and mentorship from a participating organization may […]
Key Takeaways: The most important time period in the home-selling process is actually before you put your house on the market, when you should make necessary preparations. Staging your house can be one of the most lucrative projects you undertake, saving you both time and money, without requiring a huge effort. Professional listing photos and […]
Key takeaways: The Oklahoma Housing Finance Agency offers competitive interest rates as low as 2.25% on 30-year fixed-rate mortgages as well as 3.5% down payment assistance. First responders, teachers, and Oklahoma state employees may be eligible for an additional 0.25% discount on their mortgage rate. The REI Gift100 Program helps Oklahomans with gift assistance of […]
Key Takeaways: Mid-level remodeling can increase your home value and have a better return on investment than upscale renovations. Adding square footage isn’t the only way to make your home feel bigger; creative solutions can open up space in your home without physically expanding. Energy efficiency is quickly becoming one of the most important factors […]
Key Takeaways: Researching similar homes recently sold in your area is one way professionals estimate your home’s value; you can do this on your own with online resources. Key factors inside your home such as the number of rooms, square footage, amenities, and structural integrity are crucial for determining your home’s estimated value. Your home’s […]
Key takeaways: First time home buyer PA grants and loans can help you find a mortgage with a down payment as low as 3% of your home’s total purchase price You may also qualify for programs that can provide between $500 and $10,000 towards your down payment and closing costs The interest you pay on […]
Key Takeaways: You may be uniquely suited to moving between houses based on market conditions, significant life changes, and the ability to rent out your home. Holding onto your house for at least five years can allow you to accrue the equity needed to afford a new home.Holding onto your house for at least two […]
Key takeaways: The Ohio Housing Finance Agency (OHFA) provides affordable 30-year fixed-rate loans, discounted mortgage rates, and generous down payment assistance. The Your Choice! Down Payment Assistance program can grant you either 2.5% or 5% of your home’s value to put towards your down payment, closing costs, or other necessary expenses. Homebuyers may be eligible […]
Key takeaways: Selling a home can cost up to 8-10% of its total sale price. There are upfront costs that might be pressing (like renovations and real estate agent fees), less obvious costs (like professional photography), as well as costs due at closing. What you’ll end up spending depends on how much work you put […]
Key takeaways: Home renovation is as popular as ever, and there are numerous tools available to help homeowners tackle their first project.Budgeting time and money ahead of the project’s start date is the most critical aspect of making home improvements.Each room of your house requires a specific approach, and most likely, you’ll need to round […]
