Skyline of Portland at sunset with mountains in the background
First Time Home Buyers 5 MIN READ

Oregon First-Time Home Buyer Programs of 2021

Key takeaways: Oregon Housing and Community Services (OHCS) can provide below-market 30-year fixed interest rates for first-time home buyers. The Oregon Bond Residential Loan program offers first-time home buyers either the lowest interest rate around or 3% cash assistance towards closing costs. Homebuyers who successfully complete Homebuyer Education and mentorship from a participating organization may […]
American craftsman house exterior with spring flowers in bloom
Selling 5 MIN READ

How to Sell Your House

Key Takeaways:   The most important time period in the home-selling process is actually before you put your house on the market, when you should make necessary preparations.   Staging your house can be one of the most lucrative projects you undertake, saving you both time and money, without requiring a huge effort.  Professional listing photos and […]
White house with flowers and shrubbery in yard
First Time Home Buyers 5 MIN READ

Oklahoma First-Time Home Buyers Programs and Grants of 2021

Key takeaways: The Oklahoma Housing Finance Agency offers competitive interest rates as low as 2.25% on 30-year fixed-rate mortgages as well as 3.5% down payment assistance. First responders, teachers, and Oklahoma state employees may be eligible for an additional 0.25% discount on their mortgage rate. The REI Gift100 Program helps Oklahomans with gift assistance of […]
Remodeled Sunroom with tall white trim windows
Home Renovation 5 MIN READ

How To Increase Your Home’s Value

Key Takeaways:   Mid-level remodeling can increase your home value and have a better return on investment than upscale renovations.  Adding square footage isn’t the only way to make your home feel bigger; creative solutions can open up space in your home without physically expanding.  Energy efficiency is quickly becoming one of the most important factors […]
Couple looking at ipad with realtor in home
Selling 5 MIN READ

How to Determine Your Home’s Value

Key Takeaways:  Researching similar homes recently sold in your area is one way professionals estimate your home’s value; you can do this on your own with online resources.  Key factors inside your home such as the number of rooms, square footage, amenities, and structural integrity are crucial for determining your home’s estimated value.   Your home’s […]
Narrow street of historic townhouses
First Time Home Buyers 4 MIN READ

Pennsylvania First-Time Home Buyer Programs of 2021

Key takeaways: First time home buyer PA grants and loans can help you find a mortgage with a down payment as low as 3% of your home’s total purchase price You may also qualify for programs that can provide between $500 and $10,000 towards your down payment and closing costs The interest you pay on […]
Young Couple smiling at each other at a table with their agent
Selling 5 MIN READ

How Soon Can I Sell My House After Purchase?

Key Takeaways: You may be uniquely suited to moving between houses based on market conditions, significant life changes, and the ability to rent out your home. Holding onto your house for at least five years can allow you to accrue the equity needed to afford a new home.Holding onto your house for at least two […]
White suburb home with plants and flowers in the yard
First Time Home Buyers 5 MIN READ

Ohio First-Time Home Buyer Programs and Grants of 2021

Key takeaways: The Ohio Housing Finance Agency (OHFA) provides affordable 30-year fixed-rate loans, discounted mortgage rates, and generous down payment assistance. The Your Choice! Down Payment Assistance program can grant you either 2.5% or 5% of your home’s value to put towards your down payment, closing costs, or other necessary expenses. Homebuyers may be eligible […]
Young couple meeting with their realtor
Selling 5 MIN READ

How Much Does It Cost to Sell a House?

Key takeaways: Selling a home can cost up to 8-10% of its total sale price. There are upfront costs that might be pressing (like renovations and real estate agent fees), less obvious costs (like professional photography), as well as costs due at closing. What you’ll end up spending depends on how much work you put […]
Remodeled kitchen with white cabinets and counter tops
Home Renovation 5 MIN READ

Top 4 Home Renovation Tips

Key takeaways: Home renovation is as popular as ever, and there are numerous tools available to help homeowners tackle their first project.Budgeting time and money ahead of the project’s start date is the most critical aspect of making home improvements.Each room of your house requires a specific approach, and most likely, you’ll need to round […]